HENRY HOLSTERS HH-0018-18 CIPHER RUGER RXM

Texas Guns, Inc. – Payment Authorization, Identity Verification & Checkout Agreement Effective Date: May 1, 2025 By checking the acknowledgment box and completing your purchase, you affirmatively authorize and agree to the following terms: Payment Authorization & Buyer Intent You expressly authorize Texas Guns, Inc. to charge your selected payment method for the full purchase amount, including product price, applicable taxes, shipping charges, transfer fees, compliance costs, and any disclosed processing or administrative fees. You confirm that this transaction is intentional, authorized by you, and not the result of fraud, coercion, or third-party misuse of your payment method. Identity Verification & Fraud Prevention To protect against fraud and unauthorized transactions, Texas Guns, Inc. reserves the right to: Place any order on hold for manual fraud review Request additional verification, including but not limited to: Government-issued photo ID Payment method verification Billing address confirmation Order acknowledgment confirmation Failure or refusal to complete verification may result in order cancellation without shipment, subject to applicable processing or administrative fees. All Sales Subject to Legal & Regulatory Compliance All firearm, ammunition, and regulated item sales are conditional upon full compliance with federal, state, and local laws, including: Valid FFL verification Background check approval (where applicable) ATF or regulatory approval (where applicable) Compliance delays or denials do not constitute breach of contract and do not automatically entitle the buyer to a refund. FFL Transfer & Background Check Responsibility You acknowledge and agree that: Firearms must be transferred through a valid Federal Firearms Licensee (FFL) Transfer approval and background check outcomes are outside the control of Texas Guns, Inc. Any denial, delay, or refusal by a background check system or receiving FFL is the sole responsibility of the buyer Returned firearms due to denial or refusal may be subject to return shipping, restocking, and administrative fees. Chargeback & Payment Dispute Prohibition You agree not to initiate a chargeback or payment dispute for any of the following reasons: Failure to understand or comply with firearm or ammunition laws FFL refusal, background check denial, or regulatory delay Order cancellation due to legal non-compliance Shipping delays beyond our control Buyer error, including incorrect information, failure to provide an FFL, or incorrect item selection Dissatisfaction after verification or compliance review Unauthorized chargebacks may result in: Permanent account termination Recovery of chargeback fees, investigation costs, and administrative expenses Submission of transaction records, verification documentation, IP logs, and acknowledgments to payment processors and issuing banks Processing, Administrative & Cancellation Fees Orders canceled after payment authorization — including cancellations due to buyer error, legal restrictions, or verification failure — may incur processing, administrative, and restocking fees of up to 15%, as outlined in our Refund Policy and Terms & Conditions. Final Buyer Acknowledgment By completing this purchase, you certify and affirm that: You are legally eligible to purchase the selected items You are the authorized cardholder or have authorization to use the payment method You understand this transaction involves regulated goods You have reviewed and agree to all posted Terms & Conditions, Refund Policy, Shipping Policy, and Compliance Notices You accept full responsibility for lawful ownership, transfer, and compliance

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